Home Stretch: one step closer to homeownership

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Contributing Writer
Bill Morgan
If you are looking to purchase your first home, now is the time to participate in Home Stretch! 
Home Stretch is a highly recommended first-time homebuyer workshop that takes participants through the entire home buying process. In one day, you will learn about qualifying for a mortgage, financing a home, credit, real estate, the closing process, basic home maintenance and affordable mortgage products that may be available to first-time homebuyers.  
Some affordable mortgage products, government loans and down payment and closing cost assistance programs may require a buyer to receive a Home Stretch certificate.  This workshop is available for free for the month of June.
Homebuyer education is also offered as an online course.  Framework is a new online tool to prepare you for successful homeownership. Framework will provide you with the facts you need to become a knowledgeable buyer.  Many lenders have approved Framework to meet homebuyer education requirements.
Central Minnesota Housing Partnership, a non-profit organization providing affordable housing services to the central region of Minnesota, coordinates the Home Stretch workshop.  
The next workshop will be offered in Elk River as a two day workshop June 3 from 3 p.m. to 8 p.m. and June 4 from 5 p.m. to 8 p.m. at the Elk River Public Library. Registration is required, and participants will receive a completion certificate at the end of the workshop. 
To register for the online Framework course or the Home Stretch workshop, please contact Trista at 320-258-0681 and visit their website www. cmhp.net for more information.  
Pre-purchase counseling is also available by appointment and is strongly recommended prior to taking Home Stretch. 
This is a free service to anyone who wants to speak with a certified homeownership counselor about their financial situation prior to buying a home. 

photos


Phyllis G. Monson

THE TEEN BAND PLATYPUS will perform at the Big Lake Chamber of Commerce annual Block Party at McPete’s Sept. 6.

NO LEFT TURNS ALLOWED exiting from Big Lake High School property onto Eagle Lake Road when school starts up in September. The new rule is to alleviate congestion and and is part of the county plan which changed traffic lane configurations. (Photo by Jennifer Edwards).

Pictured from left to right are scholarship winners Jordyn Edling, Madi VanHorsen, and Breanna Cornwell volunteering to sell ducks for Monticello’s Riverfest celebration. (Submitted photo.)